Discussing the Basics of Workers Compensation Insurance

What is workers compensation insurance? Workers compensation insurance is a form of commercial coverage designed to provide financial benefits to employees who are injured or become ill while on the job.  Unlike many other forms of commercial insurance, businesses are legally mandated to carry workers comp coverage and must meet their state’s specific requirements. What Read More

How You Can Dispute Illegitimate Workers Comp Claims

Don’t let questionable claims increase your workers compensation costs. Approximately 80-90% of all workers compensation insurance claims are accepted.  While this ensures that you can get the coverage you need, this high acceptance rate can cause issues when it comes to questionable claims.  If a fraudulent claim does go through, then your business’s rates will Read More

Using Self-Assessments to Prevent Office Worker Injuries

How you can prevent injuries in your office. When you think about workers compensation insurance claims, you probably think about high-risk industries such as construction, manufacturing, and so on.  However, it’s important to understand that all businesses face the risk of employee injuries.  For instance, office workers often report musculoskeletal pain and injuries—such as lower Read More

Understanding the Risk for Repetitive Stress Injuries at Your Healthcare Facility

How to prevent repetitive stress injuries among your healthcare staff. Healthcare workers experience extremely high rates of injury.  In fact, certain positions, such as nurses, actually have higher injury rates than high-risk industries such as commercial logging and mining.  For healthcare workers in assisted living facilities, repetitive stress injuries are the most common type of Read More

How Businesses Can Promote Incident and Near-Miss Reporting

Encourage your employees to report safety issues in the workplace. Part of maintaining a safe workplace is understanding the risks that your employees face.  However, even if you conduct regular workplace inspections and equipment checks, it can be difficult for employers to identify risks before they become full-blown issues.  This is why it’s so important Read More

Risk Management Plans Help Nursing Homes Protect Employees and More

Factors to consider when creating a risk management plan for your nursing home. If you run a nursing home, you face a variety of  risks related to employee safety and the high costs associated with accidents.  A comprehensive risk management program for your facility not only protects your employees, it helps to reduce insurance claims Read More