The Effect of Security Measures on Commercial Property Insurance Rates

Security measures play a significant role in determining commercial property insurance rates. Insurance companies use a variety of factors to assess the level of risk associated with a property, and security is one of the most important considerations. The presence of security measures such as alarms, surveillance cameras, and fire suppression systems can lower the Read More

7 Overlooked Yet Astonishing Homeowners Insurance Facts

Generally, what we all know about home insurance is it protects homeowners against liability claims and damage/loss caused by unexpected events and resulting financial losses. In this blog, we have compiled a list of seven overlooked homeowners insurance facts that could leave you surprised: Insuring homes close to fire hydrants and fire departments cost less Read More

Life Insurance: How Far to Plan Ahead

Life insurance is an uncomfortable topic for many families to discuss. However, the policy can help you protect your loved ones if something happens to you. You can help provide financial relief to your loved ones as they cope with your passing. Unfortunately, many people avoid talking about life insurance, which means they often find Read More

Is One Life Insurance Policy Enough for You?

Life insurance is a commodity that we all can benefit from. If you have a family and multiple financial obligations, you may need several policies to provide financial security for your loved ones. Multiple term life policies can be stacked together to provide a large enough death benefit to pay off your debts and also Read More

Will Your Car Insurance Cover Theft? Here’s What You Need to Know

What happens when someone breaks into your car and steals personal belongings? Does your car insurance policy cover the cost of replacing the items? Even worse, what happens when someone steals your car? Will you have to pay for the resulting losses out of pocket? Well, it all depends on what the specific policy says. Read More

Thanksgiving Mishaps and Possible Insurance Claims

The holidays are here, and your risk of accidents and injuries will increase. Thanksgiving is one of the biggest holidays of the year regarding food and family. With a little forethought, you will be able to reduce your risk of a home fire dramatically just by being a little more observant and paying more attention Read More

Questions that Newlyweds Have About Life Insurance Coverage

When a couple makes plans to unite and get married, they should set aside time to consider their insurance needs. It’s important to create a financial safety net for the future, which is what a life insurance policy does. Here’s a look at what newlyweds need to know before enrolling in a life insurance policy Read More

5 Healthy Habits to Acquire Better Sleep

Most adults need about 7-9 hours of sleep each night to maintain a healthy lifestyle, but not everyone gets enough rest. Without proper sleep, a person can suffer lower performance at work, which can fuel stress and anxiety. Since people spend about a third of their lives sleeping, you might as well try to make Read More