Business Owner’s Responsibility to Ergonomic Assessments at Your Employees’ Home Workplace

When we consider employee injuries, it’s natural to think of construction and manufacturing. While it’s true these industries have a high risk of accidents and injuries, it’s important to remember that all businesses are at risk. Even office workers face getting injured. When you are considering your workers’ compensation, it is essential to take your Read More

Bouncing Back from COVID-19: What to Do When Your Client Has a Lapse in Coverage

Businesses across the nation are still reeling from COVID-19, whether they thrived or sank during the pandemic. In many instances, business owners may have let their small business insurance lapse. If a business closed during the lockdown and was unable to operate, many owners were tempted to let insurance lapse since they thought there was Read More

PMC Expands Workers’ Comp Offering and Improves Service

Six months ago when the coronavirus turned businesses everywhere upside down, PMC reinforced our commitment to our agent and carrier partners of maintaining an uninterrupted operation that delivers superior products, service and solutions – while working together in the spirit of a true partnership. That wasn’t enough. We wanted to help our agents more than Read More

Managing Workers’ Compensation Costs – More than Just a Safety Program

While business owners have a responsibility to maintain safe working environments, there must be another assurance in place when an accident does occur. All businesses, large and small, benefit from securing workers’ compensation that simultaneously works to protect the employees on the team and the business finances. Although this is necessary and valuable coverage, business Read More

Does Workers’ Compensation Cover Coronavirus Claims?

Can employees file workers’ compensation claims if they come down with coronavirus? With several U.S. states on lockdown due to the outbreak of COVID-19, or coronavirus, many employers are wondering if they are required to cover their employees if they develop the highly-contagious disease.  Here are some of the guidelines experts are referencing to determine Read More

Understanding USL&H Coverage

What is United States Longshore & Harbor (USL&H) workers’ compensation? While most businesses are familiar with standard workers’ compensation insurance, there are actually other, more specialized types of coverage that certain industries are required to carry.  For instance, businesses that operate near the water may need USL&H workers’ compensation insurance. What is USL&H Coverage? USL&H Read More

How Staffing Agencies Can Save on Workers’ Compensation Costs

Steps that staffing agencies can take to save on workers’ compensation coverage. Because temporary staffing agencies have such a unique employment model, they require specialized attention when it comes to their workers’ compensation insurance.  However, with ongoing maintenance of employee information and careful work placements, it’s possible to maximize the coverage offered by workers’ compensation Read More

Understanding Workers Compensation Insurance for Home Healthcare

Why the home healthcare industry needs the right workers’ compensation solutions. In the last few years, the home healthcare industry has exploded.  Unfortunately, rapid growth comes with serious downsides.  One major issue that the home healthcare industry is dealing with is high rates of work-related injuries and illness.  This is why agencies need to protect Read More