Senior nurse reviews of workers compensation claims lead to savings.
Complex injury claims are the main cause of high workers compensation insurance costs. Because severe injuries typically require various assessments and treatments administered by different medical professionals, it can be difficult for the primary physician named on the claim to stay fully informed about the injured employee’s status. This can create inefficiencies and other issues that ultimately increase the cost of a workers compensation insurance claim. Fortunately, there are things that insurance companies and claims adjusters can do to keep these costs down. Here’s what you need to know about senior nurse reviews and how they save money on workers compensation claims.
- The Role of Senior Nurse Reviewers
Because claims adjusters are not medical professionals, they have no way of telling if an injured employee’s diagnostic tests, therapy sessions, prescriptions, and repetitive office visits are necessary. To verify the legitimacy of tests and other treatments that increase workers comp costs, insurance companies can leverage the expertise of senior nurse reviewers. Senior nurse reviewers are medical professionals who have the expertise to meet with an injured employee’s primary medical care provider and verify the necessity of treatments, evaluations, and so on.
- How Senior Nurse Reviewers Lead to Savings
By having senior nurse reviewers look over an injured employee’s case, they can ensure that primary physicians are handling treatments efficiently and thoroughly. They also provide a main point of contact for the injured employee, ensuring that they are well-informed about their current health status and their treatment plan. This keeps injured employees satisfied, ensuring that they do not waive their workers compensation benefits in favor of suing their employer for damages. By ensuring that medical treatment is thorough and efficient, nurse reviewers keep workers compensation insurance costs as low as possible.
This is how senior nurse reviewers help create workers compensation insurance savings. Do you have further questions about making your workers comp coverage more affordable? If so, then contact the experts at PMC Insurance Group. We are ready to assist you with all your commercial coverage needs today.