Insurance Agency in Van Wert, OH

Leland Smith Insurance Services is an independent insurance agency serving Van Wert, Ohio. Since 1984, we have provided personalized insurance solutions to individuals, families, farmers, and business owners throughout Van Wert.

Key Benefits:

Our Insurance Solutions

Leland Smith Insurance Services provides personal, farm, business, and senior health coverage for clients in Van Wert, Ohio.

Life Insurance

Leland Smith Insurance Services provides life insurance policies for residents of Van Wert, Ohio. Available policy types include term life (10, 15, 20, and 30 years), whole life, and permanent life coverage. Policies are written for income replacement, mortgage protection, final expense planning, and estate preservation.

Auto Insurance

LSI provides auto insurance policies for drivers in Van Wert, Ohio. Standard coverage includes liability, medical payments, collision, and comprehensive protection against theft, weather, vandalism, glass breakage, and animal contact. Optional add-ons include gap insurance, rental reimbursement, and towing and roadside service.

Home Insurance

We provide home insurance policies for homeowners in Van Wert, Ohio. Coverage includes the structure of the home, personal property, personal liability, and added living costs when the residence is uninhabitable due to a covered loss. Policies protect against fire, rainstorms, hurricanes, burglary, theft, power surges, and vandalism.

Senior Health Insurance

Leland Smith Insurance Services provides senior health insurance policies for residents of Van Wert, Ohio. Available products include Medicare Supplement plans, Medicare Advantage plans, and long-term care coverage. Policies apply to medical expenses, prescription costs, and extended care needs that fall outside Original Medicare.

Farm Insurance

We provide farm insurance policies for farm owners and operators in Van Wert, Ohio. Coverage includes the farm residence, barns and outbuildings, equipment, machinery, livestock, stored grain, and farm and personal liability. Optional add-ons include equipment breakdown, chemical drift and overspray, loss of income, peak-season coverage, and replacement cost coverage for newer machinery.

Commercial Insurance

LSI provides commercial insurance policies for business owners in Van Wert, Ohio. Coverage includes commercial property, general liability, commercial auto, workers’ compensation, and business interruption. Policies are written for restaurants, retailers, contractors, manufacturers, professional offices, and trucking operations, including cargo insurance and required filings.

Flood Insurance

Leland Smith Insurance Services provides flood insurance policies for property owners in Van Wert, Ohio, including homes in both high-risk and low-risk flood zones. Coverage includes the building and foundation, electrical and plumbing systems, central air conditioning, permanent wall paneling, and personal belongings such as clothing, furniture, electronics, and appliances. Optional coverage applies to detached garages, patios, and basements. We write flood policies through the National Flood Insurance Program and private insurance carriers.

Why Choose Leland Smith Insurance Services in Van Wert, OH?

Serving the Community Since 1984

Leland Smith Insurance was founded in Van Wert in 1984 and has operated from the same community for more than 40 years.

Independent Insurance Agency

As an independent agency, Leland Smith Insurance represents multiple insurance carriers rather than selling for a single company. Our licensed agents compare coverage forms and premiums across carriers to match each client's situation and budget.

Full Range of Insurance Coverage

We provide personal auto, home, life, Medicare, farm, commercial, and flood insurance, along with specialty lines such as umbrella liability, boat, motorcycle, and antique auto policies.

Team of Dedicated Licensed Agents

Supported by a team of licensed agents based at the Van Wert office. Claims questions, renewal reviews, and coverage changes are handled in person rather than through a call center.

Our Insurance Partners

About Leland Smith Insurance Services - Van Wert, OH Insurance Expert

Leland Smith Insurance Services, Inc. is an independent insurance agency founded in 1984 by our Principal Agent, Randy Myers. We are headquartered in Van Wert and have been serving this community for more than 40 years. As an independent agency, we represent multiple carriers rather than a single company, which allows our licensed agents to compare coverage and pricing for each client.

We provide home, auto, life, farm, business, Medicare and senior health, long-term care, flood, and disability insurance, along with specialty lines such as umbrella liability, boat, motorcycle, and antique auto. We have offices in 6 different locations.

We operate as Leland Smith Insurance in Antwerp, Shisler Insurance in Paulding, Hickey-Morris Insurance in Delphos and Columbus, and Kulwicki-Hilton Insurance in Convoy. We are also licensed to write insurance in Indiana, Michigan, Pennsylvania, Arizona, Wisconsin, Kentucky, Tennessee, and West Virginia.

Scott Cunningham

10 months ago

Met with Jake Harmon and he did amazing! The guy knows insurance and killed it! Thanks Jake from Leland Smith

Grant Baumle

1 year ago

I have both home and auto through them. Jake is great to work with and is always willing to help. They’ve been able to answer all my questions and guide me along the way.

Curtis Verhoff

1 year ago

Good Price for home and car insurance. Very responsive.

David Richmond

1 year ago

Always a great experience when reaching out for assistance with all my insurance needs. Everyone I’ve relied on has been super helpful and friendly. I highly recommend others to reach out to the group at Leland Smith!

Jennifer Bolenbaugh

1 year ago

Working with Jake Harmon has been an absolute breeze! He helps take care of my insurance needs in both personal and my coffee business, The Rebel Bean! We went from rental insurance, to home insurance, and added business insurance and it was the easiest, smoothest transitions I have ever experienced. Having someone like Jake on your side, who is very quick to respond and act on anything you ask of him, makes issues and problems disappear just as fast as they appear. I couldn't be more at ease with my insurance company and can not recommend them enough. Very grateful for all their hard work keeping everything I need in line and easy accessible. 10/10 from me! Give Jake a call and see what he can work up for you! You won't regret it.

Kirk Slough

1 year ago

My wife and I had been with an insurance agent for over 20 years. When we moved to Van Wert last year, we decided to really start checking companies, agents and rates. We talked to several local companies and compared each with the company and agent that had been outstanding for many years. The decision to choose Leland Smith with agent, Jake Harmon, was absolutely the best choice for us. Jake looked at companies that would fit best with our needs and actually was able to get us better coverage at a competitive price. Jake took time to get to know us, truly listening and understanding our priorities. He has become more than an agent, as we consider him a friend!

Schedule a Consultation for Insurance Services

Speak with one of our licensed agents at our Van Wert office. Review your current coverage, compare quotes across more than 18 carriers, or start a new policy. Bring or upload a current declaration page, and an agent will return a side-by-side comparison showing where coverage gaps exist and where premiums can be reduced. There is no fee for the review, and no obligation to switch carriers.

Visit Our Van Wert Office

WHERE WE SERVE

Oh, IN, MI, PA, AZ, WI, KY, TN, WV

FAQ's

What types of insurance does Leland Smith Insurance Services offer in Van Wert?

Leland Smith Insurance Services offers home, auto, life, farm, commercial, Medicare and senior health, long-term care, flood, and disability insurance in Van Wert, Ohio. Specialty lines include umbrella liability, boat, motorcycle, and antique auto coverage.

What type of life insurance policies does Leland Smith Insurance Services provide?

Leland Smith Insurance Services provides term life policies (10, 15, 20, and 30 years), whole life, and permanent life coverage. Policies are written for income replacement, mortgage protection, final expense planning, and estate preservation.

What does car insurance cover in Van Wert?

Car insurance in Van Wert covers liability, medical payments, collision, and comprehensive protection against theft, weather, vandalism, glass breakage, and animal contact. Optional add-ons include gap insurance, rental reimbursement, and towing and roadside service.

Does Leland Smith Insurance Services write flood insurance for properties outside high-risk zones?

Yes. Leland Smith Insurance Services writes flood insurance for properties in both high-risk and low-risk flood zones in Van Wert and Van Wert County. Policies are written through the National Flood Insurance Program (NFIP) and private flood carriers.

What does farm insurance cover in Van Wert?

Farm insurance in Van Wert covers the farm residence, barns and outbuildings, equipment, machinery, livestock, stored grain, and farm and personal liability. Optional add-ons include equipment breakdown, chemical drift and overspray, loss of income, peak-season coverage, and replacement cost coverage for newer machinery.

How do I get an insurance quote in Van Wert?

Call Leland Smith Insurance Services at (419) 238-7880 or visit the office at 1175 Westwood Dr., Suite 200, Van Wert, OH 45891. Bring or upload a current declaration page, and a licensed agent will return a side-by-side quote comparison across carriers at no cost and with no obligation to switch.

What is the difference between an independent insurance agency and a captive agent?

An independent insurance agency represents multiple insurance carriers and compares coverage and pricing across them for each client. A captive agent sells policies from a single company.

Insurance Agency in Van Wert, OH