Flood Area

Not Just for "High-Risk" Zones

A few inches of water can cause devastating damages – to your foundation, furniture, and personal belongings. Go beyond your basic homeowners’ policy and protect the structure of your home and the contents inside from flood, even if you’re not in a high-risk flood zone. Your Leland Smith Insurance agent will work with you to assess your needs and find the best policies from local carriers and the National Flood Insurance Program.

  • Homeowners in low-risk areas can still experience loss from flood damage – even from one inch of water.
  • Not all water damage is the same. Flood damage specifically describes damages caused from water coming from the ground up, not wind-driven rain.
  • Building & foundation
  • Electric & plumbing
  • Central air conditioning
  • Permanent wall paneling & carpeting
  • Clothing, furniture, electronic equipment
  • Kitchen & household appliances
  • Personal valuables

Speak with an agent to assess other assets you may want to cover including:

  • Detached garages
  • Patios
  • Basement