Life Insurance: How Far to Plan Ahead

Life insurance is an uncomfortable topic for many families to discuss. However, the policy can help you protect your loved ones if something happens to you. You can help provide financial relief to your loved ones as they cope with your passing. Unfortunately, many people avoid talking about life insurance, which means they often find […]
Is One Life Insurance Policy Enough for You? How much is Enough?

Life insurance is a commodity that we all can benefit from. If you have a family and multiple financial obligations, you may need several policies to provide financial security for your loved ones. Multiple term life policies can be stacked together to provide a large enough death benefit to pay off your debts and also […]
Will Your Car Insurance Cover Theft? Here’s What You Need to Know

What happens when someone breaks into your car and steals personal belongings? Does your car insurance policy cover the cost of replacing the items? Even worse, what happens when someone steals your car? Will you have to pay for the resulting losses out of pocket? Well, it all depends on what the specific policy says. […]
Thanksgiving Mishaps and Possible Insurance Claims

The holidays are here, and your risk of accidents and injuries will increase. Thanksgiving is one of the biggest holidays of the year regarding food and family. With a little forethought, you will be able to reduce your risk of a home fire dramatically just by being a little more observant and paying more attention […]
Common Questions that Newlyweds Have About Life Insurance Coverage

When a couple makes plans to unite and get married, they should set aside time to consider their insurance needs. It’s important to create a financial safety net for the future, which is what a life insurance policy does. Here’s a look at what newlyweds need to know before enrolling in a life insurance policy […]
5 Healthy Habits to Acquire Better Sleep

Most adults need about 7-9 hours of sleep each night to maintain a healthy lifestyle, but not everyone gets enough rest. Without proper sleep, a person can suffer lower performance at work, which can fuel stress and anxiety. Since people spend about a third of their lives sleeping, you might as well try to make […]
Will My Homeowners Insurance Cover the Costs of a Locksmith?

Most people don’t think about needing a locksmith someday, but clearly, it’s a business that still serves millions of customers. You might wonder if your homeowners insurance covers a locksmith if you ever get locked out of your home or need to change locks. The answer is maybe, as it depends on your insurer and […]
Full Coverage Car Insurance 101

You may hear or see the phrase “full coverage auto insurance” in insurance literature from time to time, but what does it mean? While states only require minimum auto insurance coverage, lenders of auto loans often want to see borrowers pay for full coverage. Here’s a deeper look at what full coverage auto insurance includes. […]
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With over 30 years of experience serving hundreds of clients in and around Ohio with their personal and business insurance needs, we at Leland Smith Insurance have stepped up our game! With our newly launched website, easy-to-access payment portal, and excellent customer support, we are here to serve you with a superior experience at every […]