Thanksgiving Mishaps and Possible Insurance Claims

The holidays are here, and your risk of accidents and injuries will increase. Thanksgiving is one of the biggest holidays of the year regarding food and family. With a little forethought, you will be able to reduce your risk of a home fire dramatically just by being a little more observant and paying more attention when you are working in the kitchen. Teach the entire family the following safety tips; you will have to file fewer claims over the next few years.

Too Many Cooks in the Kitchen

Too many cooks in the kitchen can lead to accidents. Bumping into the stove while the pots and pans are still hot can lead to severe burns and an occasional stove fire if you get too close. Too many people in the kitchen can also lead to accidents with cooking utensils. Be extremely careful when using sharp knives or cooking forks; both can cause serious injury. Limit the number of people you have in the kitchen at one time for safety reasons.

Be Careful of Cooking Fires

Cooking fires can spark at any time and have multiple causes. Flammable materials getting too close to an open flame or grease in a skillet getting too hot can cause fires that are hard to put out. Keeping a fire extinguisher close by is the best way to eliminate any cooking fire in the kitchen. If you discharge a fire extinguisher, replace it with a fully charged one as soon as possible.

Deep-Fried and Grilled Disasters

Deep-frying turkeys have become a Thanksgiving holiday tradition. Many people grill their favorite foods for Thanksgiving. If you plan deep-frying or grilling, move the grill and the fryer safely away from your home. Heat damage your siding, and a spark can catch flammable items on fire. Safety goes a long way when it comes to preventing home fires.

Check Your Liability Coverage Limits

Before you host a family gathering over have friends over for cocktails, check the liability coverage limits of your homeowners policy. Certain types of liability may require their types of policies. This includes dog bites, exotic pets, swimming pools, and trampolines. Regarding your liability coverage, you may want to talk to your insurance agent if you have questions. A good agent will help you get the amount of coverage you need.

Common Thanksgiving Dinner Disasters

Many common Thanksgiving disasters can be easily avoided. Poultry needs to be handled carefully and cooked thoroughly. This means disinfecting surfaces, dishes, and utensils when you are done working with raw meat. If you have small children, make sure to cut their food into small bites, they can manage easily. It’s also a good idea to keep your home clutter-free. This reduces the risk of your guests tripping as they walk through your home.

Need Help in Keeping Your House Fire-Free? Contact Leland Insurance

In some cases, despite following these techniques, you might be unable to prevent major accidents, so it’s better to protect your house with Leland Smith Insurance Services. You can discuss with our agents to get informed and help you meet your required needs with our services. Our agents appreciate each of their clients. Contact us today to get it started!

We wish you and yours a very happy and safe Thanksgiving holiday!